Leveraging capital to purchase distressed debt requires educating the borrower on the underwriting process, loan agreements, deal structure, and reporting requirements. Because the barrier is often so high, debt buyers may turn to more experienced specialty lenders to reduce the friction in financing distressed debt purchases.

Stirling Capital provides a concierge service for debt buyers to find the best specialty financing options for their business. Stirling will produce an investment package and present it to multiple funding sources.

Each specialty lender in the debt buying marketplace has nuances to their lending programs that should be carefully compared before selecting a lender. Finding the right lender to partner with is essential to business continuity and critical to meeting the expectations of your selling partners.

Stirling Capital helps debt buyers find the right specialty lending program for them by providing a clear comparison between the lending options. Stirling will guide the buyer through the initial loan package, underwriting process, loan agreement negotiations, and reporting requirements.